Individual Financing Officer (Sharia Banking) - Bali

Join BTPN Syariah, a leading Islamic banking institution in Indonesia, as an Individual Financing Officer (Sharia Banking) in the vibrant and growing market of Bali. In this role, you will play a crucial part in expanding our Sharia-compliant financing services by identifying, evaluating, and proposing financing solutions to individual customers. Our team in Bali is at the forefront of driving financial inclusion through innovative Sharia-compliant products, and we are looking for a passionate and results-driven professional to join us.

As an Individual Financing Officer, you will work closely with our diverse customer base, including small and medium enterprises (SMEs), to understand their financial needs and provide tailored financing solutions that align with Sharia principles. You will be responsible for conducting feasibility studies, preparing financial proposals, and managing the entire financing process from application to disbursement. Your expertise will be instrumental in helping our customers achieve their business goals while adhering to Sharia-compliant practices.

📋 Tanggung Jawab Pekerjaan

• Identify and evaluate potential individual customers for financing opportunities.
• Conduct feasibility studies and prepare financial proposals for individual financing applications.
• Manage the entire financing process, including application, approval, and disbursement.
• Provide financial guidance and advice to customers on Sharia-compliant financing solutions.
• Monitor and manage the performance of individual financing portfolios.
• Collaborate with cross-functional teams, including credit analysts, legal experts, and operations staff.
• Ensure compliance with Sharia principles and regulatory requirements.
• Develop and maintain strong relationships with individual customers to foster long-term business partnerships.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Banking, Islamic Finance, or a related field.
• Minimum of 3 years of experience in individual financing, particularly in Sharia banking.
• Strong knowledge of Sharia principles and Islamic finance products.
• Proficiency in Microsoft Office Suite, including Excel and PowerPoint.
• Experience with banking software such as Core Banking System (CBS) or similar platforms.
• Excellent communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Familiarity with the financial services industry in Bali is a plus.

🛠️ Keahlian

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